Lines of Credit in Atlanta, GA and Nationwide
We offer a selection of secure and unsecured lines of credit for every company type, size, and industry. If you’re in need of funding for everyday business expenses such as employee wages, accounts payable, or utility bills, a line of credit is your answer to help smooth over cash flow speed bumps. Our lenders will work with you to find the best financing option for your company, with low-interest rates and a variety of repayment options.
Unsecured Lines of Credit:
We pride ourselves in providing low APR, unsecured lines of credit to our clients with no hassle. Our loan specialists work with you to arrange the right repayment options for your individual needs.
One of the main advantages of an unsecured line of credit is the fast approval process for qualifying applicants. It also requires less paperwork than other loan options, ultimately saving the client time. As long as you have a good credit score, an unsecured line will provide funding without the need for assets or collateral. The limitation is that lenders will generally only consider this type of loan for well-established companies who have excellent debtor reputations. Our team of experienced loan specialists is here to help you decide whether it is a good fit for you.
An unsecured line of credit provides many advantages including a fast approval process for qualifying clients, and less paperwork than other loan options helping save clients valuable time. So long as you have a good credit score, an unsecured line of credit will provide you with funding with no need for assets or collateral.
Secured Lines of Credit:
A secured line of credit is the best option for a higher maximum credit limit, and lower interest rates. Secured credit lenders require that businesses have assets and that a lien is in place for the amount and duration of the loan. This offers the lender a way to collect the funds in the event of non-payment. A secured line of credit is often the best selection for medium and small businesses in need of obtaining funding quickly.
While you may not need it today, even the most successful organizations need financing on occasion. By starting the process early, we can find the right secured line of credit for your business, ensuring that when you need the funds, access has already been granted. Even if you have been denied a secured line of credit in the past, we work with the largest network of lenders in the industry and will find you a loan to meet your needs.
Working Capital
Business’ are ever-changing and growing with the times. When business is good, obtaining a line of credit may not even cross your mind, but when business gets slow, a revolving line of credit may be the answer to your prayers. Your business should be prepared for anything, and our Working Capital Lines are always there when you need them.
A working capital loan is not used to purchase long-term investments like equipment or real estate, rather it is a loan that provides financial relief for daily business operations like accounts payable, wages, and invoicing. A working capital line of credit maintains a maximum loan amount your business can borrow from as needed, and a major advantage to this type of financing is that the debtor is only charged interest on borrowed funds and not the maximum loan amount. This line of credit also gives businesses more freedom for repayment as funds are without high-interest rates or finance charges.
Phone
678-269-4020
info@peachtreecap.com
Address
Marietta, GA 30062